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Put simply, we specialise in finding a loan to suit your needs and individual circumstances.
Our lenders provide unsecured personal loans of any amount between £500 and £25,000 with flexible repayment periods of 1 to 5 years.
The more past due your account becomes, the more your creditor or lender does to get you to catch up again.
When your account is only a little past due, collection efforts are mild.
Alternatively you can speak to one of our friendly customer service agents on 02.
Our lenders assess candidates on their individual circumstances, and they will take into account your income and outgoings as well as any other assets you might have when you apply for a loan.
If you have a poor credit history, you may still be able to borrow money, or obtain a better rate on a loan, if you have a guarantor.
This means that a second person, such as friend or family member, will be responsible for making your loan payments if you fall behind, minimising the risk to the lender.
However, if you have a bad credit rating, then you will be considered a high-risk customer, and they may charge higher rate of interest.
A bad credit loan is designed specifically for those who have bad credit.